Investment Foresight

The power behind clean power: carbon pricing

We explore the role of carbon pricing in incentivising lower-carbon activities.

Effective diversification for a changing world

Investors not only need to look beyond traditional asset classes, but also to be more flexible and dynamic in their asset allocation.

Is-de-risking a good idea?

Following significant pension reforms introduced in the 2014 Budget, UK pensioners can now withdraw large cash sums at times of their choosing.

The natural income buffer

Investors’ objectives and risks change when they move from saving for retirement to drawing down an income.

Late-cycle dynamics and low-risk portfolios

With interest rate hikes and ‘quantitative tightening’, the end of the economic cycle draws nearer every day.

Win, lose or withdraw: Factors that influence the optimal decumulation strategy

We outline some of the key factors that then influence how quickly an individual spends their retirement funds, including ‘retirement outcome risk’.

Is it time to retire the 4% rule?

The 4% drawdown rule forms the basis of many advisers’ decumulation propositions.

More from LGIM

LGIM Blog

Our latest views on markets, investment strategy and long-term themes.

LGIM Talks: an investment management podcast

Bringing you conversations about the global economy and portfolio management on our weekly financial podcast.

Events

We offer a wide range of events for our clients throughout the year.

Key risks

The value of any investment and any income taken from it is not guaranteed and can go down as well as up, and investors may get back less than the amount originally invested. The risks associated with each fund or investment strategy should be read and understood before making any investment decisions. Further information on the risks of investing is available from LGIM’s Fund Centres.

While LGIM has integrated Environmental, Social, and Governance (ESG) considerations into its investment decision-making and stewardship practices, this does not guarantee the achievement of responsible investing goals within funds that do not include specific ESG goals within their objectives.